Payment
TERMS

Simple, transparent payment details—no surprises.

Table of Contents

Last Update: 3rd March, 2024

This Payment & Refund Policy is designed to ensure transparency, accountability, and mutual respect in all our partnerships. By initiating a project with Spell Growth, you agree to the terms outlined above. These terms are in place to protect both parties’ time, effort, and resources. For custom terms or specific agreements, a signed contract will override the default policy where applicable.

1. Payment Schedule

  • 70% upfront payment is mandatory to initiate any project.

  • The remaining 30% is due upon project completion and must be paid before final delivery of assets or access.

2. Accepted Payment Methods

We accept the following payment methods:

  • Bank Transfer

  • UPI

International clients: Additional payment methods (e.g., PayPal, Razorpay or Stripe) can be arranged upon request. All transfer fees must be covered by the client.

3. Late Payment Fees

  • Payments not received within 7 calendar days of the due date will incur a 5% late fee on the outstanding balance.

  • If delayed beyond 14 days, all work will be paused until dues are cleared.

4. Refunds Terms

  • No Refunds once the project has started. This includes research, strategy, calls, or any execution work.

  • If the client cancels before work begins, a 100% refund will be issued (excluding processing fees if any).

  • If the client cancels midway, the client will be billed for the exact portion of work completed up to the date of cancellation.

  • No refunds on completed work, delivered assets, or retainers.

5. Currency

  • Default payment is in INR (Indian Rupees).

  • For international clients, we accept:

    • USD (US Dollar)

    • QAR (Qatari Riyal)

  • Currency and exchange rate to be confirmed before invoicing.

  • Clients are responsible for any conversion and transaction fees on international transfers.

6. Dispute Resolution

  • In case of any conflict or disagreement, both parties agree to resolve matters through professional dialogue first.

  • Legal jurisdiction: Ahmedabad, India, unless otherwise stated in the service agreement.

For any questions regarding this Payment Terms, please contact us at support@spellgrowth.in

Thanks for applying.

If your project aligns with our current bandwidth, our team will contact you within 5-12 hours.

For urgent queries, reach us directly on;

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